Been away due to personal issues and . . . been studying my butt off to train for Tech License. Assume that you can hear my head pounding from wherever you are with all the info I've been absorbing, because it is.

Quick prequel, this is not a "what radio should I get" or "what antenna should I get," I have several viable candidates in mid.
Question 1:
I have been up, down, around, and through understanding the concept of meters vs. frequency (and amplitude, all that.) This question arose when I mentioned to a VERY good vendor I was interested in setting up a home station. "So you mean 2m /70cm?" This threw me, I did not have an answer, and have been investigating it since.
I know you can derive frequency from wavelength by frequency = speed of light / wavelength, and wavelength wavelength = speed of light / frequency, what I'm not getting is why some of these devices are described in terms of meters (like 10 meter radio) and some in frequency. Many of the frequency charts I see don't even have "11 meter band" listed, which I am guessing is the 40 channels in CB band. Articles that try to clarify it basically say "some people talk about it in meters, some in frequency," seemingly arbitrary. Can anyone provide the magic key to getting this?
Question 2:
I have read up on various bands and the times of day they are most active (3 3 3 rule as opposed to 3-3-3, for example) as well as the frequencies on those bands. While it sounds like 2m /70cm would give me access to much more involvement and higher potential of DX, the problem with that is this would require another antenna. The Sirio will support the 10 meter band. Would it really be worth the effort right now to get another antenna and go with 2m /70cm (or something else) or stick with 10m for now?
Question 3:
This question is a two-part, mostly directed at @Bozo because he is in my geographic area. The other thing I'm reading is many of these bands and frequencies will vary with geography, read lots of articles on this. So to @Bozo, in your op what is most active in our area? Second part, I see the local ARRL meets 1st Thursday of the month 7pm, do you ever go? I'd hate to show up and buy an overpriced pizza to find no one attends.

Summary: At this point, I'm leaning toward 10 meter because I can use the current antenna without suffering the wrath of my "financial manager."

Current Equipment:
- HOME Cobra 29 LTD classic
- 50' coax to antenna
- Workman lightning suppressor, tuned
- Sirio Boomerang A, base appx. 24' up
- 8' bonded copper ground at base of mast
- #6 ground wire bonded to house ground
- #12 ground wire from coax to bonded ground
- SWR: under 1.5
- MOBILE/TRUCK Cobra Ultra 6 in vehicle (rebranded mini)
- 18' Coax
- 4' Firestik FS (it fits in the garage!)
- Workman Bandit noise filter on power line
- Direct 2A fused battery connection
- All grounds solid to frame
- SWR: barely over 1.0
- Workman SWR meter
- NanoVNA H4 4" screen
I have confirmed these are indeed functional, put the wife at the home station and drove away. I got 3-5 miles before it started to fade, mostly because . . . .
Environment: suburban, lots of trees but we're on a slight incline from the valley (i.e., definitely not optimal)